Free Printable Excel Budget Template Monthly
Learning to Manage Your Expensesby Using a Monthly Budget Template
Finance control is something that you have to master to manage your basic living expense. When you are not able to manage it well, of course, you may face a serious situation of your financial condition, as like have too much debt. The fact is that knowing financial management is a must, not only to have every expense tracked, you are also able to allocate the money to the urgent needed. The monthly budget template can be the best option for you to start your financial management things. This template helps you to manage your spending and saving every month. Creating it or use the available template are two options you can consider about.
When you decide to make one, a monthly Excel budget template is the easiest to create. Not only you are familiar with the apps, but also you can adjust and customize the template based on your need. Each detail in the template can also be edited easily. There are two big sections in the template, income, and expense. You can create an estimated budget and actual budget section which help you see the difference. It means that whether you are over budget or under budget can be seen easily. Meanwhile, if you want to use the available budget, you can try to browse it on the internet. There are dozens of templates you can use easily.
Samples of Monthly Budget :
Furthermore, the monthly Excel budget template must contain those two big sections above. In the income section, you can add any income source and then total it up. Salary (yours and your partner salary), interests or dividends, refunds or reimbursements, and transfer from saving are some earnings that can be included in the income sections. For the expense section, you can divide it into some groups. You can use the following categories to groups your expense. They are living/housing, regular payments, food expense, personal expense, and transportation. For miscellaneous, you can include that in the income or expense section. You can also add some sections for notes and don’t forget to put the total at the bottom of the template. At the bottom of this page, you can download this type of template for free as well.
Excel Budget Template Monthly – download